"The Man, The Mission, The Passion" Husband, Father, Attorney, CPA, Steward Leader, Entrepreneur, MBA, Author, Builder, HBS OPM 25 Class, Mentor, Teacher

10 Powerful Beliefs That Foster Success


1) There is always a way. There is a solution to every problem. Know this, believe this, and you will find a way to succeed. Maybe not the way you thought but in a way that will work for you.

2) Every little thing is going to be alright. Tomorrow is another day. You will survive, you will prosper, you will be happy. The dawn always comes. Rest assured, someday you will look back and smile (or at least not grimace!).

3)  I’ve got what it takes… and if I don’t, I can find it, borrow or hire it! My sense of self is anchored deep within, from this flows wonderful peace.

4) I can direct and control my thoughts, this in turn allows me to manage my emotions, staying confidently cool, calm, and collected in all circumstances.

5) Persistence Pays: Success is often incremental, people often underestimate the power of effort compounded over the years i.e. it often takes decades to become an “overnight” success.

6) Positivity = Opportunity. Optimists succeed more often because a) They try more often, believing that good things will happen, b) They try longer, certain success is right around the corner, c) They try harder because they are sure that it will pay off.

7) Feedback is the Breakfast of Champions: I am a Continuous Learner, a sponge for knowledge, I am adaptable and flexible; I will stay coachable, open to seeing myself as others see me.

8) Hard Work and Preparation Create “Luck”: The harder I work, the luckier I get; Luck is when Preparation meets Opportunity.

9) Life is a Journey, Enjoy it! The moment of victory is too fleeting to live for that alone!

10) The greatest of all risk is to try to run none. Nothing ventured, nothing gained. A ship in a harbor is safe but that isn’t what ships are for. Plan carefully, lay off all the risk you can, make sure it is worth it but at some point you just have to leap into the chasm and trust that all your hard work and preparation will get you through. To achieve greatly, you must dare greatly. Intelligently yes, greatly yes.

As always, I share what I most want/need to learn. – Nathan S. Collier

Mentor’s Reply to Young Entrepreneur’s Questions (Part X)


Hello Mr. Collier,

I hope all is well with you.
When you have some time, could you please answer the following questions?
Thank you so much for your time, consideration and wisdom.

Do you believe that there is another sector of commercial real estate that is more profitable than owning multi family?

On a risk adjusted basis I believe that apartments is the best sector. Other sectors may have the allure of higher short term returns but carry greater risk. When the inevitable recession comes, retail can go dark and office can go “see thru” but folks still need a place to sleep every night. That said, they can double up or head on home and on rare occasions cities (i.e. Detroit) can empty out and if US population ever levels off or declines all bets are off.

What makes one a good leader?

There are many styles of leadership and many good books on the subject. I’d say someone who treats her followers with respect, knows his subject, is confident but still coachable (i.e. listens, open to feedback) and doesn’t ask others to do what she would do herself. Oh yeah, remember: “Officers Eat Last!”

From your experience and exposure, what is the disadvantage to accepting the following forms for capital: private capital or venture capital or equity capital?

The terms are not completely distinct and there is no precise universally agreed upon definition.

Private capital often means capital from a High Net Worth Individual ($10 to $30M of investable assets, though not necessarily liquid assets) or Ultra HNW ($30M+) or a Family Office. However private capital can also mean any capital from any non-publicly traded company or non-government entity.

Venture Capital is usually associated with startups and rapid growth opportunities, not real estate.

Equity Capital used in context of the above terms sometimes refers to more patient, long term money invested to help an existing business grow or turn around. However, I’ve heard it used most often simply in contrast to Debt Capital i.e. ownership capital v. capital acquired via a loan.

As always, I share what I most want/need to learn. – Nathan S. Collier

Six Sure Fire Ways to Be Happier

Hand drawing unhappy and happy smileys on blackboard

1) Count Your Blessings Daily: Adopting an “Attitude of Gratitude” creates the “Habit of Happiness”. Make a list of all the wonderful things you appreciate. Having trouble? Make a list of all the things you’d miss if they were gone, starting with being alive and having your health (and even if you’ve problems, they could always be worse so for that be grateful). Practicing gratitude and being positive doesn’t make problems go away but it does give you a much more effective frame of mind in which to deal with them. Surrounding yourself with visual reminders (photos, mementos) of good times/close friends, whatever brings forth a positive association, can help.

2) MOVE: “Exercise gives you endorphins. Endorphins make you happy!” Enough said? Physical vitality gives you the energy you need to live a full, happy life.

3) Get Outside: A change of scenery is a frequent mood booster as is spending time in nature.

4) Practice Optimism: Train yourself to become an optimist. Your world view is more malleable than you might think. While it may be challenging to control the thoughts that come to mind, you certainly have the power to control the thoughts that STAY in your mind. Learned Optimism by Martin E. P. Seligman, a pioneer in positive psychology, contains excellent techniques for focusing your thoughts in ways that serve you best and guide you toward the life you want.

5) Utilize Body Language: Often emotions follow actions. Smile and you will feel better. Keep your head up and your shoulders back. One study showed long-stride, arm swinging walkers felt happier than those who shuffled and stared at their feet.

6) Boost Human Contact/Relationships/Touch: We all need the human touch and a wide network of supportive social relationships is linked to both happiness and long life. Invest in those who call out the best in you, who challenge you to be your best. Be sure to return the favor and do the same for them. Massages and cuddling your pet also help as does reaching out to help others, giving back, and mentoring. When you help someone else solve their problems, you tend to forget yours!

Closing Quotes:

“Sometimes your joy is the source of your smile but sometimes your smile can be the source of your joy.” – Thich Nhat Hanh

“Most folks are about as happy as they make up their minds to be.” – Abe Lincoln

“When you feel worried and depressed, consciously form a smile on your face and act upbeat until the happy feeling becomes genuine.”
– Jonathan Lockwood Huie

As always, I share what I most want/need to learn. – Nathan S. Collier